Wise Financial Choices

Few of us make as much money as we’d like. But even those who do have to live within their means.

Sometimes there’s not a lot we can do about the size of our paychecks, but what we do with that money is completely within our control. It’s a matter of planning well, and sticking to a tight budget.

The best time to start planning is before you have kids. This is when it’s easier to set aside small amounts for emergencies. And never use credit cards as a way to buy now and pay later. Only charge what you can pay off at the end of each month and you’re likely to stay out of trouble.

Also, don’t feel like you have to have the best of everything. Driving new cars is a luxury many families simply can’t afford, even if they can qualify for financing. Just because you can get a loan doesn’t mean you can afford the payments. Consider what really matters!

More Tips

There’s a big, hairy monster in your life, and he’s waiting to destroy your marriage.

Remember when you promised to stay together no matter what during your wedding vows? There was a reason for that.

For all the tasks that life puts on our plate, there’s one area where none of us can afford to fail.

Between the busyness of work and many of life activities, it’s amazing anything gets done well.

There’s nothing better than a great marriage. But great marriages take a lot of work.

Sometimes the best thing we can do for our kids is to let them do for themselves.

“But dad! You never listen to me!” Sound familiar? If so, you probably have a teenager in your house.

Communication is the lifeblood of a good marriage. No relationship can survive without it.

Peer pressure is a powerful force in a teen’s life. But not all peer pressure is bad for them.

The first step in developing a divorce-proof marriage is learning to forgive.

Isn’t technology great? Between laptops, iPads and phones, you have the whole world at your fingertips. It makes life easier than ever—as long as you don’t let it get out of hand.

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