Wise Financial Choices

Few of us make as much money as we’d like. But even those who do have to live within their means.

Sometimes there’s not a lot we can do about the size of our paychecks, but what we do with that money is completely within our control. It’s a matter of planning well, and sticking to a tight budget.

The best time to start planning is before you have kids. This is when it’s easier to set aside small amounts for emergencies. And never use credit cards as a way to buy now and pay later. Only charge what you can pay off at the end of each month and you’re likely to stay out of trouble.

Also, don’t feel like you have to have the best of everything. Driving new cars is a luxury many families simply can’t afford, even if they can qualify for financing. Just because you can get a loan doesn’t mean you can afford the payments. Consider what really matters!

More Tips

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Looking for a way to put a spark in your marriage? Why not dig out your old wedding video?

So what’s the secret to a good night’s sleep? Well, getting to bed early is a good start.

Mood swings are a trademark of the pre-teen years. But how can you tell when a simple case of the blues crosses over into depression?

How heavy do you think a carton of milk is? Well, that depends on how long you try to hold it.

Ever feel like life is just passing you by? We all do from time to time.

All husbands have needs, but not all husbands are good at expressing those needs to their wives.

Strong marriages don’t happen by accident. They’re the result of intentional “relationship habits” practiced by both partners.

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