Wise Financial Choices

Few of us make as much money as we’d like. But even those who do have to live within their means.

Sometimes there’s not a lot we can do about the size of our paychecks, but what we do with that money is completely within our control. It’s a matter of planning well, and sticking to a tight budget.

The best time to start planning is before you have kids. This is when it’s easier to set aside small amounts for emergencies. And never use credit cards as a way to buy now and pay later. Only charge what you can pay off at the end of each month and you’re likely to stay out of trouble.

Also, don’t feel like you have to have the best of everything. Driving new cars is a luxury many families simply can’t afford, even if they can qualify for financing. Just because you can get a loan doesn’t mean you can afford the payments. Consider what really matters!

More Tips

Are you an "Internet Junkie?" Here's a quick test to see if your on-line habit is turning into a full-fledged addiction. Be honest with your answers!

Do you find yourself losing track of time while surfing the Net?

“But Dad! You never listen to me!” Sound familiar? If so, you probably have a teenager in your house.

Having an exceptional marriage isn’t as hard as it might seem.

Here’s a challenge for anyone who is married. Before you go to bed tonight, ask yourself a few critical questions.

Friends play a lot of roles in your life, but did you know that they can also be good for your marriage?

Did you know that for many people the most depressing time of the year comes right after the holidays? We’re all so wrapped up in getting the house decorated and the presents bought that we don’t seem to have a minute to relax.

Isn’t technology great? Between laptops, iPads and phones, you have the whole world at your fingertips. It makes life easier than ever—as long as you don’t let it get out of hand.

Before making a big decision, make sure it’s you making the decision, not your emotions.

Are you guilty of cheating on your spouse?

Sometimes it’s hard to tell the parent from the child!

Communication is the lifeblood of a good marriage. No relationship can survive without it.

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