Wise Financial Choices

Few of us make as much money as we’d like. But even those who do have to live within their means.

Sometimes there’s not a lot we can do about the size of our paychecks, but what we do with that money is completely within our control. It’s a matter of planning well, and sticking to a tight budget.

The best time to start planning is before you have kids. This is when it’s easier to set aside small amounts for emergencies. And never use credit cards as a way to buy now and pay later. Only charge what you can pay off at the end of each month and you’re likely to stay out of trouble.

Also, don’t feel like you have to have the best of everything. Driving new cars is a luxury many families simply can’t afford, even if they can qualify for financing. Just because you can get a loan doesn’t mean you can afford the payments. Consider what really matters!

More Tips

What would you say is your biggest struggle as a parent?

Many parents might point to TV and other media. Others might say peer pressure—and that is a big one. The wrong kinds of friends can do irreparable harm to our kids’ futures.

Most parents wouldn’t put up with sarcasm from their kids. But do we hold ourselves to the same standard?

We all struggle with fear from time to time. But when does fear become a full-fledged disorder?

So, got any good “in-law” stories? If you’re married, chances are you do!

Marriage is a difficult transition for everyone, especially parents. That’s why almost all couples have at least some problems getting along with their in-laws.

To teenagers, dating is like a field full of fresh flowers; to parents, the field is often filled with explosive land mines.

We hear a lot about mums struggling with “Empty Nest” Syndrome, but often it’s good ole’ dad who takes it the hardest.

You wouldn’t plant a garden and then sit back and hope it grows. Gardens take time and effort in order to flourish.

How you see yourself as an adult depends largely on how your parents saw you when you were young. That’s a good thing to keep in mind when it comes to our own kids.

Peer pressure is a powerful force in a teen’s life. But not all peer pressure is bad for them.

Peer pressure is a powerful force in a teen’s life. But not all peer pressure is bad for them.

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